Mastercard: sourced choices
15 product and go-to-market choices, oldest first. Back to the case study
- 1966Go_To_Market · Cooperative entry Banks formed Interbank as a cooperative network. MA1
- 2025Product · Authorization Mastercard routes payment requests to issuers for approval. MA2
- 2025Product · Clearing Mastercard exchanges transaction information between issuers and acquirers. MA2
- 2025Product · Settlement Settlement banks support the movement of funds between participants. MA2
- 2025Product · Digital credentials Mastercard provides tokenization and authentication capabilities. MA2
- 2025Product · Security services The company offers cybersecurity and fraud-related services. MA2
- 2025Product · Analytics Mastercard sells business and market insights. MA2
- 2025Product · Account-based payments Vocalink supplies account-based payment capabilities. MA2
- 2025Product · Threat intelligence Recorded Future adds threat intelligence to the services portfolio. MA2
- 2025Go_To_Market · Bank distribution Financial institutions issue Mastercard-branded cards to their account holders. MA2
- 2025Go_To_Market · Portfolio incentives Mastercard offers rebates and incentives under customer agreements. MA2
- 2025Go_To_Market · Direct services sales Dedicated sales teams sell value-added services directly to customers. MA2
- 2025Go_To_Market · Embedded services Mastercard embeds services with technology platforms, processors and other partners. MA2
- 2025Go_To_Market · Merchant programs Mastercard works with merchants on co-branded payment programs. MA2
- 2025Go_To_Market · Usage-linked revenue Network revenue includes charges based on payment volume and switching activity. MA2