{
 "company": "visa",
 "as_of": "2026-10-07",
 "choices": [
  {
   "id": "visa-p01",
   "business": "Global card-payment network and related services",
   "category": "product",
   "dimension": "General-purpose card",
   "statement": "Bank of America launched BankAmericard in California.",
   "event_date": "1958",
   "date_precision": "year",
   "evidence_kind": "documented_offer_or_action",
   "sources": [
    "VI1"
   ]
  },
  {
   "id": "visa-g01",
   "business": "Global card-payment network and related services",
   "category": "go_to_market",
   "dimension": "Bank licensing",
   "statement": "Bank of America began licensing BankAmericard to other banks.",
   "event_date": "1966",
   "date_precision": "year",
   "evidence_kind": "documented_offer_or_action",
   "sources": [
    "VI1"
   ]
  },
  {
   "id": "visa-g02",
   "business": "Global card-payment network and related services",
   "category": "go_to_market",
   "dimension": "Member ownership",
   "statement": "BankAmericard became a separate bank-owned organization.",
   "event_date": "1970",
   "date_precision": "year",
   "evidence_kind": "documented_offer_or_action",
   "sources": [
    "VI1"
   ]
  },
  {
   "id": "visa-p02",
   "business": "Global card-payment network and related services",
   "category": "product",
   "dimension": "Authorization",
   "statement": "VisaNet routes transactions for authorization.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-p03",
   "business": "Global card-payment network and related services",
   "category": "product",
   "dimension": "Settlement",
   "statement": "Visa provides clearing and settlement between participating financial institutions.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-p04",
   "business": "Global card-payment network and related services",
   "category": "product",
   "dimension": "Credit allocation",
   "statement": "Visa does not issue cards or extend consumer credit.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-p05",
   "business": "Global card-payment network and related services",
   "category": "product",
   "dimension": "Tokenization",
   "statement": "Visa provides tokens that replace sensitive payment account details in digital payment use.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-p06",
   "business": "Global card-payment network and related services",
   "category": "product",
   "dimension": "Risk services",
   "statement": "Visa sells risk and fraud-related services to network customers.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-p07",
   "business": "Global card-payment network and related services",
   "category": "product",
   "dimension": "Money movement",
   "statement": "Visa Direct supports transfers beyond traditional purchase transactions.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-p08",
   "business": "Global card-payment network and related services",
   "category": "product",
   "dimension": "Developer integration",
   "statement": "Visa exposes payment capabilities through APIs.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-g03",
   "business": "Global card-payment network and related services",
   "category": "go_to_market",
   "dimension": "Issuing institutions",
   "statement": "Financial institutions issue Visa-branded cards to their customers.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-g04",
   "business": "Global card-payment network and related services",
   "category": "go_to_market",
   "dimension": "Client incentives",
   "statement": "Visa pays incentives under customer contracts, recorded as a reduction of revenue.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-g05",
   "business": "Global card-payment network and related services",
   "category": "go_to_market",
   "dimension": "Acquiring institutions",
   "statement": "Acquirers connect merchants to payment acceptance.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-g06",
   "business": "Global card-payment network and related services",
   "category": "go_to_market",
   "dimension": "Network charges",
   "statement": "Visa charges for network-related services and processing.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  },
  {
   "id": "visa-g07",
   "business": "Global card-payment network and related services",
   "category": "go_to_market",
   "dimension": "Adjacent sales",
   "statement": "Visa sells value-added services to existing and additional customers.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "VI3"
   ]
  }
 ]
}