{
 "company": "kabbage",
 "as_of": "2026-10-06",
 "choices": [
  {
   "id": "kabbage-p01",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "product",
   "dimension": "Data access",
   "statement": "Kabbage connected business data sources to support lending decisions.",
   "event_date": "2011",
   "date_precision": "year",
   "evidence_kind": "participant_account",
   "sources": [
    "KA1"
   ]
  },
  {
   "id": "kabbage-g01",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "go_to_market",
   "dimension": "Launch",
   "statement": "Frohwein dated the public launch to 2011.",
   "event_date": "2011",
   "date_precision": "year",
   "evidence_kind": "participant_account",
   "sources": [
    "KA1"
   ]
  },
  {
   "id": "kabbage-p06",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "product",
   "dimension": "Licensing",
   "statement": "Kabbage began licensing its lending technology to banks.",
   "event_date": "2015",
   "date_precision": "year",
   "evidence_kind": "participant_account",
   "sources": [
    "KA1"
   ]
  },
  {
   "id": "kabbage-g03",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "go_to_market",
   "dimension": "Bank channel",
   "statement": "Licensing let banks use Kabbage technology in serving their own customers.",
   "event_date": "2015",
   "date_precision": "year",
   "evidence_kind": "participant_account",
   "sources": [
    "KA1"
   ]
  },
  {
   "id": "kabbage-p02",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "product",
   "dimension": "Automation",
   "statement": "The system automated parts of origination and underwriting.",
   "event_date": "2016-08-23",
   "date_precision": "day",
   "evidence_kind": "participant_account",
   "sources": [
    "KA1"
   ]
  },
  {
   "id": "kabbage-p03",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "product",
   "dimension": "Monitoring",
   "statement": "Business data also supported continuing account monitoring.",
   "event_date": "2016-08-23",
   "date_precision": "day",
   "evidence_kind": "participant_account",
   "sources": [
    "KA1"
   ]
  },
  {
   "id": "kabbage-p04",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "product",
   "dimension": "Bank issuance",
   "statement": "Celtic Bank issued loans through the US program.",
   "event_date": "2016-08-23",
   "date_precision": "day",
   "evidence_kind": "participant_account",
   "sources": [
    "KA1"
   ]
  },
  {
   "id": "kabbage-p05",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "product",
   "dimension": "Risk",
   "statement": "The company and bank retained credit exposure rather than operating a pure marketplace.",
   "event_date": "2016-08-23",
   "date_precision": "day",
   "evidence_kind": "participant_account",
   "sources": [
    "KA1"
   ]
  },
  {
   "id": "kabbage-g02",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "go_to_market",
   "dimension": "Customer expansion",
   "statement": "The customer base expanded beyond online merchants to physical businesses.",
   "event_date": "2016-08-23",
   "date_precision": "day",
   "evidence_kind": "participant_account",
   "sources": [
    "KA1"
   ]
  },
  {
   "id": "kabbage-g04",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "go_to_market",
   "dimension": "Bank partners",
   "statement": "Frohwein identified ING, Santander and Scotiabank relationships.",
   "event_date": "2016-08-23",
   "date_precision": "day",
   "evidence_kind": "participant_account",
   "sources": [
    "KA1"
   ]
  },
  {
   "id": "kabbage-g07",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "go_to_market",
   "dimension": "Completion",
   "statement": "American Express\u2019s annual filing records completion of the Kabbage asset acquisition.",
   "event_date": "2020",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "KA3"
   ]
  },
  {
   "id": "kabbage-p07",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "product",
   "dimension": "Cash flow",
   "statement": "The product portfolio included cash-flow management tools.",
   "event_date": "2020-08-17",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "KA2"
   ]
  },
  {
   "id": "kabbage-p08",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "product",
   "dimension": "Payments",
   "statement": "The assets selected for acquisition included payment-related products.",
   "event_date": "2020-08-17",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "KA2"
   ]
  },
  {
   "id": "kabbage-g05",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "go_to_market",
   "dimension": "Sale scope",
   "statement": "American Express announced acquisition of the team, technology and selected products.",
   "event_date": "2020-08-17",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "KA2"
   ]
  },
  {
   "id": "kabbage-g06",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "go_to_market",
   "dimension": "Excluded portfolio",
   "statement": "The preexisting loan portfolio was excluded from the announced acquisition.",
   "event_date": "2020-08-17",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "KA2"
   ]
  },
  {
   "id": "kabbage-p09",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "product",
   "dimension": "PPP servicing",
   "statement": "The legacy company continued servicing PPP loans after the asset sale.",
   "event_date": "2022-10-03",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "KA4"
   ]
  },
  {
   "id": "kabbage-g08",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "go_to_market",
   "dimension": "Winddown",
   "statement": "KServicing filed Chapter 11 to wind down the legacy business.",
   "event_date": "2022-10-03",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "KA4"
   ]
  },
  {
   "id": "kabbage-p10",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "product",
   "dimension": "Control failure",
   "statement": "The government settlement described admitted errors in calculating some PPP loan amounts.",
   "event_date": "2024-05-13",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "KA5"
   ]
  },
  {
   "id": "kabbage-g09",
   "business": "Small-business credit technology and lending, including the legacy PPP servicing business",
   "category": "go_to_market",
   "dimension": "Government claim",
   "statement": "The PPP settlement included an allowed unsecured bankruptcy claim rather than a simple cash fine.",
   "event_date": "2024-05-13",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "KA5"
   ]
  }
 ]
}