{
 "company": "fiserv",
 "as_of": "2026-10-06",
 "choices": [
  {
   "id": "fiserv-p01",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "product",
   "dimension": "Account processing",
   "statement": "Fiserv supplied account-processing systems to financial institutions.",
   "event_date": "2019",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI1"
   ]
  },
  {
   "id": "fiserv-p02",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "product",
   "dimension": "Bill payment",
   "statement": "Fiserv offered electronic bill payment and presentment.",
   "event_date": "2019",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI1"
   ]
  },
  {
   "id": "fiserv-p03",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "product",
   "dimension": "Digital banking",
   "statement": "Fiserv supplied internet and mobile banking software.",
   "event_date": "2019",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI1"
   ]
  },
  {
   "id": "fiserv-p04",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "product",
   "dimension": "Card processing",
   "statement": "Fiserv processed debit and credit card activity.",
   "event_date": "2019",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI1"
   ]
  },
  {
   "id": "fiserv-g01",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "go_to_market",
   "dimension": "Institution sales",
   "statement": "Fiserv sold processing services directly to financial institutions.",
   "event_date": "2019",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI1"
   ]
  },
  {
   "id": "fiserv-g02",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "go_to_market",
   "dimension": "Contracts",
   "statement": "Account and transaction processing were sold under multiyear agreements.",
   "event_date": "2019",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI1"
   ]
  },
  {
   "id": "fiserv-g04",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "go_to_market",
   "dimension": "Bank channel",
   "statement": "Merchant services reached businesses through financial-institution relationships.",
   "event_date": "2019",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI1"
   ]
  },
  {
   "id": "fiserv-p05",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "product",
   "dimension": "Merchant acquiring",
   "statement": "The First Data acquisition added merchant-acquiring operations.",
   "event_date": "2019-07-29",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI1"
   ]
  },
  {
   "id": "fiserv-p06",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "product",
   "dimension": "Point of sale",
   "statement": "The acquired portfolio included Clover\u2019s cloud-based point-of-sale system.",
   "event_date": "2019-07-29",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI1"
   ]
  },
  {
   "id": "fiserv-g03",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "go_to_market",
   "dimension": "Acquisition",
   "statement": "Fiserv completed its purchase of First Data.",
   "event_date": "2019-07-29",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI1"
   ]
  },
  {
   "id": "fiserv-p07",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "product",
   "dimension": "Merchant software",
   "statement": "Clover combined business management and payment acceptance.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI2"
   ]
  },
  {
   "id": "fiserv-p08",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "product",
   "dimension": "Capital",
   "statement": "Clover Capital offered merchant cash advances.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI2"
   ]
  },
  {
   "id": "fiserv-p09",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "product",
   "dimension": "Enterprise payments",
   "statement": "Fiserv supplied enterprise merchant processing through Carat.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI2"
   ]
  },
  {
   "id": "fiserv-p10",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "product",
   "dimension": "Implementation",
   "statement": "Fiserv performed customer conversions and implementation work.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI2"
   ]
  },
  {
   "id": "fiserv-g05",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "go_to_market",
   "dimension": "Resellers",
   "statement": "Independent sales organizations and other partners distributed merchant services.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI2"
   ]
  },
  {
   "id": "fiserv-g06",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "go_to_market",
   "dimension": "Partner economics",
   "statement": "Fiserv paid commissions and residual payments in acquiring distribution.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI2"
   ]
  },
  {
   "id": "fiserv-g07",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "go_to_market",
   "dimension": "Pricing",
   "statement": "Processing revenue included account- and transaction-based fees.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI2"
   ]
  },
  {
   "id": "fiserv-g08",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "go_to_market",
   "dimension": "Expansion",
   "statement": "Fiserv offered additional services across existing client relationships.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI2"
   ]
  },
  {
   "id": "fiserv-g09",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "go_to_market",
   "dimension": "Reset",
   "statement": "Fiserv initiated the One Fiserv transformation program.",
   "event_date": "2025",
   "date_precision": "year",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI2"
   ]
  },
  {
   "id": "fiserv-g10",
   "business": "Financial-institution processing and merchant payment services, including Clover",
   "category": "go_to_market",
   "dimension": "Reinvestment",
   "statement": "Fiserv\u2019s reset continued while second-quarter organic revenue declined.",
   "event_date": "2026-08-06",
   "date_precision": "day",
   "evidence_kind": "company_described_offering",
   "sources": [
    "FI4"
   ]
  }
 ]
}